3rd Party Fidelity Bonds

Typical fidelity bonds provide coverage to employers for theft by their employees.  Coverage is only provided to the employer.  In some cases, it is desirable to extend that coverage to a client or customer of the employer.  This is accomplished by providing 3^rd party fidelity coverage in their fidelity bond.  While it is possible to find a company willing to write this coverage on a blanket basis (i.e. covering all clients/customers), the more common method is to write a 3^rd party fidelity bond specifically to a particular client or customer.  In that case, the fidelity bond underwriter will include in their bond submission requirements a copy of the contract with the client.